The OBCFDCC assist a wide range of income generating activities to assist the poorer section of these classes in skill development and self employment ventures under following broad sectors.

    Agriculture & Allied activities
    Small business/Artisan & traditional occupation
    Service Sector

NBCFDC/NMDFC provides financial assistance through State Channelising Agency (SCAs) nominated by the State i.e OBCFDCC.

Under Term Loan Scheme, loans are given upto 85% of the project cost subject to a maximum of Rs.5.00 lakhs. Rate of interest is 6% p.a.

Group Micro Finance through Self-Help Groups. The Scheme provides loan upto 90% of the project cost. The maximum loan limit is Rs.s25,000/- per beneficiary. The rate of interest is 5% p.a.

For inculcating the spirit of Self-reliance among the women of Backward Classes living below the poverty line, the Corporation has introduced New Swarnima Scheme for women. Maximum loan limit is Rs.50,000/- @4% p.a.

Skill development training through Govt. and private I.T.Is approved by Director, Technical Education & Training, Orissa.

Details of Scheme NBCFDC & NMDFC (Rs in Lakhs)
Name of the National Corporation Name of Scheme Maximum loan limit per Benf. Maximum loan limit per Benf. Rate of Interest. Period of recovery.
National Corporation Loan SCA Loan Benf. Share National Corpn. To SCA SCA to Benf.
1 2 3 4 5 6 7 8 9
NBCFDC Term Loan Up to Rs 5,00,000/- Lakhs 85% 10% 5% 3% 6% 8 years
NBCFDC New Swarnima (only for OBC/SEBC women candidates) Up to Rs. 50,000/- 95% 5% 0% 1% 4% 10 years
NBCFDC Micro Finance Up to Rs 25,000/- 90% 0% 10% 2% 5% 3 years
NMDFC Term Loan Up to Rs. 50,000/- 85% 10% 5% 3% 6% 8 years
NMDFC Micro Finance Up to Rs. 90,000/- 90% 0% 10% 1% 5% 3 Years